ETFs (exchange traded funds) are an established, innovative investment vehicle. Combined with Seligman's time-tested, risk management strategy in a target date mutual fund structure, Seligman TargetHorizon ETF Portfolios^SM give you the opportunity to invest in a professionally managed diversified portfolio designed with your goals and time frames in mind.

• Sophisticated risk-management strategies
• The ease and convenience of target date funds
• Cost-effective diversification through ETFs⁺

... all in a mutual fund.

This mutual fund structure makes Seligman TargetHorizon ETF Portfolios an excellent option for retirement plans. Learn more:...

Your financial advisor can help you decide which Seligman TargetHorizon ETF Portfolio^SM is right for you.

For more information on Seligman TargetHorizon ETF Portfolios^SM, see the information below or contact your financial advisor.

Seligman TargETFund Core^SM
Intended for investors who are at or near retirement or intend to take withdrawals from invested assets

Seligman TargETFund 2015^SM
Intended for investors who expect to retire or are otherwise targeting a goal around the year 2015

Seligman TargETFund 2025^SM
Intended for investors who expect to retire or are otherwise targeting a goal around the year 2025

Seligman TargETFund 2035^SM
Intended for investors who expect to retire or are otherwise targeting a goal around the year 2035

Seligman TargETFund 2045^SM
Intended for investors who expect to retire or are otherwise targeting a goal around the year 2045

+ A typical investor would incur lower costs through an investment in Seligman TargetETFunds (which includes professional portfolio management based on Seligman's proprietary Time Horizon Matrix research) as compared to a direct investment (without professional portfolio management) in the same ETFs held by the Seligman TargETFunds. Such cost comparison takes into consideration transaction costs, sales charges, and expenses, as applicable.